On today’s episode of 5 Things: Gen Zers and millennials endured two “once-in-a-lifetime” recessions during their prime earning years. That’s caused a lot of financial pain, especially for people of color, women, LGBTQ people and other populations that disproportionately face wealth gaps and financial insecurity

Young people are turning to cryptocurrency like bitcoin and ethereum because they can be an opportunity to make more cash quickly. They’re also learning about stocks on social media.

How are young people navigating these new investment choices? What should they keep in mind and steer clear of?

USA TODAY personal finance and markets reporter Jessica Menton joins host Claire Thornton to discuss what social and economic factors are influencing young investors during the U.S.’s current financial rebound.

Hit play on the player above to hear the podcast and follow along with the transcript below. This transcript was automatically generated, and then edited for clarity in its current form. There may be some differences between the audio and the text.

Claire Thornton

Hey there, I’m Claire Thornton, and this is 5 Things. It’s Sunday, September 26th. These Sunday episodes are special. We’re bringing you more from in-depth stories you may have already heard.

Gen Zers and Millennials have endured two once-in-a-lifetime recessions